Bankruptcy Law

Past Due Notice Florida Bankruptcy Lawyers

Serving Clients through Chapter 7 and Chapter 13 Consumer Bankruptcy

The law firm of Arnold & New has more than 30 years of experience helping clients with Chapter 7 and 13 bankruptcy proceedings. We understand that the current economic landscape is tough. Our clients sometimes need the fresh start that only bankruptcy can bring.

It is this fresh start originally written into the Constitution and supported by current laws that provide a second chance for consumers facing overwhelming debt. There are a number of causes of bankruptcy; commonly, people face significant hardship after divorce, an accident or injury, illness, and the loss of a job.

Each case is different. There are several factors to consider when considering bankruptcy. We take a hands-on approach with each client, examining their finances and carefully explaining the legal options.

Contact our successful Florida law office today by phone fax or e-mail during business hours, or overnight through our 24/7 answering service hotline, so we can schedule your free initial consultation.


Please visit our main Web site for additional information on bankruptcy.


What Are My Options?

Each of our clients has a different set of options available to them. We are not a one-size-fits-all bankruptcy mill; we would rather work to find the best option for your particular needs.

Whether you are eligible to file for Chapter 7 or Chapter 13 bankruptcy, we make sure you are as informed as possible well before we take any action.

Chapter 7

Chapter 7 bankruptcy includes the discharge of unsecured debt, including credit card debt and medical bills.

Chapter 7 allows the debtor to get a fresh start by wiping out their current debt load and putting an end to harassing calls from creditors. It is a relatively quick process.

Chapter 13

Chapter 13 bankruptcy consists of the reorganization of debt and is characterized by the re-payment of debt over a three to five year period under a manageable payment plan. Chapter 13 bankruptcy may allow clients to keep secured assets such as a house and car. In addition, bankruptcy may prevent or delay foreclosure and repossession through the automatic stay.

No matter what your current situation, the law office of Arnold & New will listen and give advice on your options. Contact our successful Florida law office today by phone fax or e-mail during business hours, or overnight through our 24/7 answering service hotline, so we can schedule your free initial consultation.


Arnold & New

6279 Dupont Station Court
Jacksonville, FL 32217
Telephone: 904-731-3800 | Fax: 904-731-3807
Map and Directions

Arnold & New serves clients throughout Florida, including Jacksonville, St. Augustine, Mandarin, Orange Park, Fruit Cove, Green Cove Springs, Ponte Vedra Beach, Jacksonville Beach, Fernandina Beach, Yulee, Southside, Neptune Beach, St. Johns County, Duval County, Nassau County, Bradford County, and Clay County.

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.